Q32023

First Time Buyer Housing Affordability Index

STATE/REGION/COUNTY

Q32023

Q22023

Q32022

Median Home Price

Monthly Payment Including Taxes & Insurance

Minimum Qualifying Income

CA SFH (SAAR)

29

32

36

$717,060

$4,840

$145,200

CA Condo/Townhomes

40

43

48

$552,500

$3,730

$111,900

Los Angeles Metropolitan Area

29

33

37

$670,650

$4,530

$135,900

Inland Empire

40

42

46

$480,250

$3,240

$97,200

S.F. Bay Area

27

28

35

r

$1,083,750

$7,320

$219,600

US

52

55

59

$345,870

$2,340

$70,200

S.F. Bay Area

Alameda

24

26

31

$1,083,750

$7,320

$219,600

Contra Costa

39

40

46

r

$739,500

$4,990

$149,700

Marin

24

23

25

$1,351,500

$9,130

$273,900

Napa

30

36

30

r

$801,130

$5,410

$162,300

San Francisco

27

27

28

$1,317,500

$8,900

$267,000

San Mateo

25

26

27

$1,674,500

$11,310

$339,300

Santa Clara

25

26

28

$1,572,500

$10,620

$318,600

Solano

46

49

54

$505,750

$3,420

$102,600

Sonoma

31

33

39

$722,500

$4,880

$146,400

Southern California

Los Angeles

23

30

29

$762,970

$5,150

$154,500

Orange

17

20

26

$1,109,250

$7,490

$224,700

Riverside

38

40

44

$518,500

$3,500

$105,000

San Bernardino

46

50

52

$412,250

$2,780

$83,400

San Diego

24

27

33

$831,730

$5,620

$168,600

Ventura

28

30

36

$786,250

$5,310

$159,300

Central Coast

Monterey

21

25

30

$780,300

$5,270

$158,100

San Luis Obispo

23

25

30

$735,250

$4,970

$149,100

Santa Barbara

18

17

25

$926,500

$6,260

$187,800

Santa Cruz

20

21

25

$1,056,980

$7,140

$214,200

Central Valley

Fresno

45

47

51

$357,000

$2,410

$72,300

Glenn

50

53

56

$301,750

$2,040

$61,200

Kern

46

49

53

$331,500

$2,240

$67,200

Kings

49

54

62

$323,000

$2,180

$65,400

Madera

49

51

55

$361,250

$2,440

$73,200

Merced

50

52

55

$328,100

$2,220

$66,600

Placer

47

49

53

r

$565,250

$3,820

$114,600

Sacramento

43

46

50

$460,700

$3,110

$93,300

San Benito

36

39

44

$640,690

$4,330

$129,900

San Joaquin

42

45

48

r

$463,250

$3,130

$93,900

Stanislaus

44

47

51

$397,890

$2,690

$80,700

Tulare

49

52

55

$318,750

$2,150

$64,500

Far North

Butte

46

48

50

$366,100

$2,470

$74,100

Lassen

74

70

73

$180,630

$1,220

$36,600

Plumas

49

56

50

$348,080

$2,350

$70,500

Shasta

53

54

58

$322,360

$2,180

$65,400

Siskiyou

53

57

50

$255,000

$1,720

$51,600

Tehama

55

52

56

$267,750

$1,810

$54,300

Other Counties in California

Amador

47

49

56

$391,000

$2,640

$79,200

Calaveras

47

48

54

$410,550

$2,770

$83,100

Del Norte

45

47

46

$320,880

$2,170

$65,100

El Dorado

42

42

50

$565,250

$3,820

$114,600

Humboldt

40

42

42

$371,880

$2,510

$75,300

Lake

49

46

53

$272,000

$1,840

$55,200

Mariposa

33

44

42

$394,830

$2,670

$80,100

Mendocino

32

35

37

r

$448,380

$3,030

$90,900

Mono

12

13

20

$799,000

$5,400

$162,000

Nevada

40

43

45

$478,680

$3,230

$96,900

Sutter

50

52

53

$361,250

$2,440

$73,200

Tuolumne

49

51

55

$352,750

$2,380

$71,400

Yolo

39

40

43

$527,000

$3,560

$106,800

Yuba

45

46

50

$362,910

$2,450

$73,500